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A drawback of most currencies is their instability. Unfortunately, the hryvnia is no exception. As is well known, the most stable are foreign currencies, which include the US dollar and the euro. They are participants of the world market, so they are in demand and do not lose it. Because of this, when the ratio of the national monetary unit to them changes, prices in all areas of the economy rise or fall (the latter very rarely). That is why many people prefer to keep records in foreign currency.

Our <a href="/en">online home accounting</a> service lets you cope with this. But the question is how to do it correctly. Do not forget that the basis of the family budget is the income side. If you live and earn an income in our country, it is expressed in the national currency. And the costs that are considered basic are also made in hryvnias.

Then what is the function for working with foreign currency for? – you may ask. It will let you preserve your savings and avoid the effect of inflation on your long-term plans. That is, you know that you need to collect a certain sum to buy a large household appliance, but it will take half a year. In that case you should take into account that its price will rise during this time. But in foreign currency it will stay the same. Therefore it makes sense to keep savings accounts in foreign currency.
Do not forget about deposits, which can be made in dollars or euros, and therefore the records should be kept in the same way.

For keeping records in foreign currency our service has all the necessary functions. These are the names listed in the "currency" column, as well as the ability to convert funds from the national currency to the one you need at the current rate.

Thanks to working online, the rate is updated regularly and you can determine the accumulated sum in the format you need.
This function is well suited for foreign citizens living in Ukraine and receiving money from their own country. Their income side is expressed in foreign currency, and therefore they need to convert funds into the national currency at the current rate in order to make expenses.

As for the current expenses of citizens of Ukraine, it is best to make them in hryvnias, which will keep you from getting confused and let you plan more accurately.

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