This Agreement is the Seller’s official public offer to enter into an agreement for access to the MoneyHouse online service at moneyhouse.ua. The Agreement is a public contract under Article 633 of the Civil Code of Ukraine, and its terms are the same for all users in the relevant category. By entering into this Agreement, the Buyer accepts the terms on which the services are provided, how an order is placed and paid for, how the service is used, and the other provisions of the Agreement. An agreement for paid services is concluded once the Buyer confirms the order, payment for the chosen plan succeeds, and the Buyer receives electronic confirmation of the order.

1.1. Public offer (the “Offer”) means the Seller’s public proposal, addressed to an indefinite number of persons, to enter into an agreement with the Seller for services provided at a distance (the “Agreement”) on the terms set out in this Offer.
1.2. Service means giving the Buyer access to the features of the MoneyHouse online service under the chosen plan for a defined period.
1.3. MoneyHouse online service means the Seller’s website at moneyhouse.ua, for personal and household financial records, managing income, expenses, accounts and budgets, and the other features included in the chosen plan.
1.4. Buyer means a legally capable natural person aged 18 or over, or a legal entity or sole proprietor, who orders and pays for MoneyHouse services on the terms of this Agreement.
1.5. Seller means sole proprietor Volodymyr Leonidovych Oliinyk, registered and operating under the laws of Ukraine.

2.1. The Seller shall give the Buyer access to the features of the MoneyHouse online service under the plan the Buyer has chosen and paid for, and the Buyer shall pay for the Service on the terms of this Agreement.
2.2. The date an agreement for paid services is concluded (acceptance of the Offer) is the date the Buyer confirms the order, successfully pays for the chosen plan, and receives electronic confirmation of the order. At the Buyer’s request, the Agreement may also be made in writing.

3.1. The Buyer places an order on the MoneyHouse website by choosing a plan and paying through an available payment system.
3.2. The Seller may refuse to provide the Service if the details the Buyer gives when placing the order are incomplete or inaccurate, or if placing the order would breach the laws of Ukraine.
3.3. When registering and placing an order, the Buyer provides the information needed to create an account, provide the Service, and confirm payment:
3.3.1. The Buyer’s first name and surname.
3.3.2. A valid email address, used to sign in to the MoneyHouse account and to receive messages about the Service.
3.4. If either party needs further information to perform the Agreement, that party may ask the other for it. If the Buyer does not provide the information that is needed, the Seller is not liable for any inability or delay in providing the Service caused by that.
3.5. The Buyer accepts this Offer when placing and confirming an order for a paid Service on the MoneyHouse website. Registering to use a free plan does not, by itself, create an obligation to pay for the Service.
3.6. The Buyer is responsible for the accuracy of the information given during registration and when placing an order.
3.7. By entering into the Agreement through placing and confirming an order, the Buyer confirms the following:
a) the Buyer has read this Offer, understands it, and agrees to it;
b) the Buyer has been informed about the processing of the personal data needed for registration, provision of the Service, payments, and compliance with the laws of Ukraine. Personal data are processed in accordance with the Law of Ukraine “On Personal Data Protection”. Providers of technical and payment services may be used to operate the service and process payments. The Buyer has the rights of a personal-data subject under the laws of Ukraine.

4.1. The Seller sets the prices of the Services and shows them on the MoneyHouse website in the Pricing section. The price of a paid plan is stated in US dollars. The amount payable in the currency of the actual payment is shown to the Buyer before payment is confirmed. Taxes are applied under the laws of Ukraine in force and the Seller’s tax status.
4.2. The Seller may change the prices of the Services. A price change does not affect the price of a plan the Buyer has already paid for, during the paid period.
4.3. The Buyer’s obligation to pay for the Service is performed once the payment has succeeded and the payment system has confirmed it.
4.4. The Seller and the Buyer settle by the methods shown on the MoneyHouse website. Online payments are accepted through the LiqPay payment service.

5.1. The Seller shall:
5.1.1. Give the Buyer access to the MoneyHouse features under the plan the Buyer has chosen and paid for, for the stated period.
5.1.2. Keep the Buyer’s information confidential and not disclose it to third parties, except where the laws of Ukraine require disclosure, or where passing on the information is necessary to perform the Agreement and operate the service.
5.2. The Seller may:
5.2.1. Change the terms of this Agreement and the prices of the Services by publishing updated information on the MoneyHouse website. Changes apply in accordance with the laws of Ukraine in force and do not unilaterally change the price of a period of use that has already been paid for.
5.3. The Buyer shall:
5.3.1. Before entering into the Agreement, read its terms, the description of the Service, the plans, and their prices on the MoneyHouse website.
5.3.2. Provide accurate information needed to identify the Buyer, place the order, and provide the Service, and use the service for its intended purpose and in accordance with the laws of Ukraine.

6.1. The Buyer may request a refund of the amount paid within 14 (fourteen) calendar days of the date the Service was paid for. To request a refund, the Buyer must contact MoneyHouse support through the Contact us window on the website. Refunds are made under this Agreement and the laws of Ukraine.
6.2. A refund is made to the payment card or account from which the payment was taken, through the payment system or by bank transfer, according to the refund method available. How long the funds take to arrive depends on the payment system and the Buyer’s bank.

7.1. The Seller is not liable for loss caused by the Buyer’s misuse of the service, errors in data the Buyer entered, or the use of financial reports to make personal financial decisions, except where the laws of Ukraine provide for that liability.
7.2. The Seller is not liable for improper or late performance where that results from inaccurate or incorrect information provided by the Buyer.
7.3. The Seller and the Buyer are liable for performing their obligations under the laws of Ukraine and this Agreement.
7.4. The Seller or the Buyer is released from liability for a full or partial failure to perform where that failure is caused by force majeure, including war or hostilities, earthquake, flood, fire, and other extraordinary circumstances that arose independently of the parties’ will after the Agreement was concluded and directly made performance impossible. The party that cannot perform shall tell the other party as soon as possible.

8.1. Personal data the Buyer provides when registering, placing an order, and using MoneyHouse are processed by the Seller in accordance with the Law of Ukraine “On Personal Data Protection”, in order to provide the Service, operate the service, take payments, and meet duties imposed by law. Data are kept for as long as those purposes require, taking into account legal requirements and the service’s data-retention policy.
8.2. The Seller shall keep information received from the Buyer confidential. Necessary data may be passed to third parties where the laws of Ukraine provide for it, and to providers of technical, hosting, payment, and other services engaged to perform the Seller’s obligations to the Buyer.
8.3. The Buyer is responsible for keeping the personal data provided up to date and accurate. The Seller is not liable for any inability to perform, or improper performance, that is directly caused by personal data the Buyer provided being out of date or inaccurate.

9.1. This Agreement is concluded in Ukraine and is governed by the laws of Ukraine.
9.2. Any dispute between the Buyer and the Seller is to be resolved by negotiation. If it cannot be settled by negotiation, either party may go to court under the laws of Ukraine.
9.3. The Seller may amend this Agreement in the manner set out in clause 5.2.1. The Agreement may also be amended by mutual agreement of the parties, in accordance with the laws of Ukraine.

Sole proprietor Volodymyr Leonidovych Oliinyk
RNOKPP (tax ID): 2921008476
Telephone: +38 (095) 777-40-43
Website: https://moneyhouse.ua