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Home accounting, as an element of finance, has its own features. Its main goal is to put in order and optimize the cash flows of the family budget. It can be kept in any convenient way:
<ul>
<li>in writing;</li>
<li>in electronic form.</li></ul>
In the first case all the necessary information is written in a notebook or pad, and in the second you can use the <a href="/en">Online home accounting</a> service.
Here you can choose for yourself the currency in which your records will be kept. If you keep your accounts electronically with our service, you can appreciate its multi-currency support. The largest number of operations is made in the national currency; as a rule, our main monthly income and expenses are expressed in it. But for savings funds or significant financial investments, other indicators may be used. As a rule, these are US dollars.

Another feature of home accounting is the formation of a budget, which can take three forms:
<ul>
<li>individual – when each family member manages their own income and expenses independently. As a rule, this form is typical for couples before children appear, as well as for families in which all members have reached working age;</li>
<li>partially joint implies that certain expense items are paid from the income of several family members;</li>
<li>joint implies adding up all the income received by family members and distributing it among income items.</li></ul>
Remember that home accounting is your personal financial reporting and is aimed at increasing the family's well-being. Therefore expense items and their names are, as a rule, individual. Their formation depends on the needs of your family, although in any case they are defined within generally accepted limits.

The American psychologist Maslow once derived a hierarchical model of human needs. According to it, the most important are physiological needs, which include water, food and shelter. These are what make up the main expense items. Next a person needs safety. In terms of expenses this is most often expressed in spending on health and rest. Of the needs higher up, in monetary terms one can note perhaps only the need for self-expression, that is, spending on hobbies and interests.

Taking into account all the features of home accounting will let you choose the most convenient approach to keeping it.

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